Website Terms of Use

Version 2.0

Last revised on: 31 May 2026

The website located at https://husmus.net (the “Site”) is owned and operated by Husmus Ltd (“Company”, “us”, “our” and “we”). Your submission of personal information through the Site is governed by our privacy notice, available at https://husmus.net/privacy (“Privacy Notice”).

These terms of use (these “Terms”) govern your use of the Site. By accessing or using the Site, you accept these Terms on behalf of yourself or the entity you represent. If you do not agree, do not use the Site.

1. Accounts and Services

Some features of the Site require an account. Your account, and any services you buy or use through the Site, are governed by our Home Provider Terms, our Tenant Terms and, for insurance, your policy documents (together, “Service Terms”). If there is a conflict between these Terms and any Service Terms, the Service Terms prevail. Our obligations in relation to our services are set out solely in the Service Terms.

2. Use of the Site

2.1 Licence. Subject to these Terms, we grant you a non-transferable, non-exclusive, revocable, limited licence to use the Site for your own personal use or, if you are a landlord or letting agent, for the purposes of your lettings business.
2.2 Restrictions. You must not: (a) sell, license, distribute or otherwise commercially exploit the Site or its content; (b) copy, modify, reverse engineer or make derivative works of any part of the Site, except as permitted by law; (c) access the Site to build a competing website, product or service; (d) use robots, scrapers or other automated means to access, copy or monitor the Site, other than public search engines indexing our public pages in line with our robots.txt file; (e) attempt to gain unauthorised access to the Site or any connected system, or probe, scan or test its vulnerability; (f) upload viruses or other harmful code, or interfere with the proper working of the Site; (g) impersonate any person or provide false information; (h) harass, threaten or abuse our staff or other users; or (i) use the Site for any unlawful or fraudulent purpose, or to send spam or unsolicited messages.
2.3 Suspension. We may suspend or block your access to the Site if you breach these Terms, or where required by law or a regulator. We may also report unlawful activity to the relevant authorities and disclose information about you where required by law or for fraud prevention, as set out in our Privacy Notice.
2.4 Changes to the Site. We may modify, suspend or discontinue the Site, in whole or in part, at any time. Changes affecting services you have paid for are governed by the Service Terms.

3. Ownership

All rights in the Site and its content, including copyright, database rights, patents, trade marks and trade secrets, are owned by us or our licensors. Except for the licence in Section 2.1, nothing in these Terms gives you any rights in the Site or its content. All trade marks, logos and service marks displayed on the Site belong to us or to third parties and may not be used without permission. If you send us feedback or suggestions, we may use them freely and without obligation to you.

4. Information on the Site

Content on the Site, including guides and articles, is for general information only and is not legal, financial or other professional advice. We do not provide advice on insurance products. We provide information so you can make your own choice, and you should read the policy documents before you buy. Information about our products may change and may not always be up to date.

5. Third-Party Links

The Site may contain links to third-party websites. We do not control them and are not responsible for their content. Your use of them is at your own risk and subject to their terms and policies.

6. Disclaimers and Liability

6.1 The Site is provided on an “as is” and “as available” basis. To the extent permitted by law, we make no warranty that the Site will be uninterrupted, error-free, secure or free of viruses, or that its content will be accurate or complete.
6.2 If you are a consumer, we are responsible for loss or damage you suffer that is a foreseeable result of our breach of these Terms or our failure to use reasonable care and skill. We are not responsible for loss or damage that is not foreseeable. Nothing in these Terms affects your statutory rights as a consumer.
6.3 If you use the Site in the course of a business, we will not be liable for any loss of profits, revenue, business or data, or any indirect or consequential loss, and our total liability arising from your use of the Site is limited to £50. You agree to indemnify us against any reasonable losses and costs arising from a third-party claim caused by your breach of these Terms.
6.4 Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability which cannot be excluded or limited by law.

7. Changes to these Terms

We may revise these Terms at any time by posting an updated version on the Site. The date at the top of this page shows when they were last revised, so please check this page regularly. The version in force at the time you use the Site applies, and changes do not apply to anything that happened before they were posted. Changes to the Service Terms are made in accordance with those terms.

8. General

8.1 Communications. We may communicate with you electronically, and you agree that electronic communications satisfy any legal requirement for communications to be in writing.
8.2 Entire Agreement and Other Terms. These Terms, together with our Privacy Notice and any applicable Service Terms, are the entire agreement between you and us about your use of the Site. If a court finds any provision invalid, the rest remains in force. Our failure or delay in enforcing any provision is not a waiver of it. You may not transfer your rights under these Terms without our written consent. We may transfer them, and if we do, it will not reduce your rights. No one other than you and us has any right to enforce these Terms.
8.3 Governing Law. These Terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction. If you are a consumer living in Scotland or Northern Ireland, you may also bring proceedings in your local courts, and you keep the protection of the mandatory consumer laws where you live.
8.4 Complaints and Contact. If you have a complaint, please contact us at [email protected]. Our complaints procedure is in our FAQs. Complaints about an insurance policy are handled in accordance with your policy documents.

Husmus Ltd
Lytchett House, 13 Freeland Park, Wareham Road, Lytchett Matravers, Poole, Dorset, BH16 6FA
Email: [email protected]