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    Husmus is a trading name of Husmus Ltd. Husmus Ltd is incorporated in England and Wales (company number: 11517165). Our registered address is 13 Freeland Park, Wareham Road, Lytchett Matravers, Poole, BH16 6FA. Husmus is an appointed representative (Reference Number 953270) of Xact Risk Solutions Limited who is authorised and regulated by the Financial Conduct Authority (FCA), reference number 590914. We are also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: ZA525898).

    Landlord boiler & appliance cover

    Keep every home warm. And every tenant happy.

    One plan covers the boiler, heating and the big appliances across your portfolio — with cover for tenant accommodation if a home ever becomes unliveable.

    Get a quoteHow claims work
    £100k
    per breakdown
    Any engineer
    no fixed network
    UK-wide
    + CI & IoM
    14 Oak TerraceAll covered
    Boiler & central heating
    Worcester Bosch · 2021
    Washer-dryer
    Bosch Series 6
    Oven & hob
    Neff · induction
    Fridge-freezer
    Samsung · frost-free
    One plan, everything in it

    No tiers to decode. Just cover.

    Every appliance you own and provide for tenants, protected against breakdown from day one.

    Boiler & central heating
    Washers & dryers
    Dishwashers
    Ovens & hobs
    Microwaves & air fryers
    Fridges & freezers

    Built for landlords

    If a covered breakdown leaves a home without heating, hot water or the means to cook, we help with the costs of putting it right.

    Tenant accommodation

    Up to £500 if a home is uninhabitable for over 48 hours.

    £

    Call-outs included

    Call-out fees count towards a covered claim — not on top.

    Green Improvement

    Upgrade a written-off unit and we add 25% towards a greener model.

    Freedom of choice

    No locked engineer network. Ever.

    Most breakdown cover sends whoever is on their books. We do the opposite — you arrange the repair with the tradesperson you already trust, at a time that suits you and your tenant. We just settle the bill.

    Use any qualified engineer. Your regular Gas Safe plumber, your local firm — your call.
    Repair on your schedule. No waiting for a network slot while your tenant sits in the cold.
    Call-out fees included. If the claim's covered, the call-out counts towards it.
    Typical cover
    Their approved engineers only
    Wait for a network slot
    Boiler-only on basic plans
    With Husmus
    Any engineer you trust
    Book on your schedule
    Boiler and appliances, one plan
    How claims work

    Four steps. You stay in control.

    Log it in the app, use your own engineer, keep the invoice — we reimburse you.

    01

    Call your engineer

    Use any qualified, Gas Safe tradesperson you trust to diagnose it.

    02

    Tell Husmus

    Log it under 'My Homes' before you commit — we confirm you're covered.

    03

    Get it fixed

    Repair or replace at a time that suits you and your tenant.

    04

    Get reimbursed

    Upload the invoice and we pay you back, minus the £100 excess.

    Acknowledged within 2 business daysSubmit within 30 days of the breakdown
    The numbers

    Clear limits, no surprises

    Everything you're covered for, spelled out. The rest — wear and tear, cosmetic damage, poor maintenance and pre-existing faults — is excluded, as you'd expect.

    Read the full policy wordingRead the IPID
    Maximum per breakdown£100,000
    Access & making goodup to £25,000
    Alternative accommodationup to £500
    Green Improvement bonus+25%
    Excess per claim£100
    FAQ

    Questions, answered

    Cover the breakdowns before they cost you

    Protect the boiler and every big appliance in your rental, use your own engineer, cancel anytime.

    Get a quote