Fraud busting tenant referencing

We have the technology to help you avoid rogue tenants, prevent fraud and choose the ideal tenant for your rental home. Moreover, we can assess all tenant types allowing you to reach more tenants. This is tenant assessment like no other.

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Loved by hundreds of landlords and tenants

Husmus solves a huge worry for me. Fraudsters are getting smarter and more sophisticated by the day and I'm a small landlord. I don't have the resources to keep up.

They managed to find a tenant that was using a fake passport! Can you imagine that. If they were lying about that, goodness knows what else was a lie. Thank you so much!

To be honest, your behavioural assessment is the best thing I've heard. I've rented to people who sounded great on paper and ended up being nightmares who trashed my house. They were doctors!

Ultimate Tenant Referencing in your Hands

Tenant Profile - Get a snapshot of a potential tenants circumstances
Rent Payment History - Confirmation of long term rent payment behaviour
Income Check - Confirmation of income sources, whether salary, benefits or dividends
Affordability Check - Determine rent affordability based on disposable income
Landlord Feedback - Landlord reviews on a tenant's rent payment & damage issues
ID Verification - Comply with legislation and verify identity and eligibility to rent

View sample report

Pro reference

£19.95 (inc VAT)

Per reference

For the pros. Get a full assessment of tenant behaviour, financial position using long-term transaction analysis and a prediction on their likely future behaviour.

How Husmus works

Order

Create an account and fill out your applicant's name, email address and phone number via a simple order form.

Contact

We notify your applicant and they fill out a secure application form.

Verify

Using the same rigour as mortgage and credit providers, we verify information and analyse your applicant's financial stability.

Report

Once all checks are completed we send you an easy to understand report. We encourage you to make the final decision.

Intelligent Tenant Assessment

Fraud detection

We check tenant data for fraud as soon as it is received. Now you know can be sure exactly who your tenant is.

Real time decisions

Our automated process means that we keep working for you night and day.

Machine learning

Our models analyse a wealth of tenant financial and behavioural data to ensure that you have all the information you need to make decisions.

Collective knowledge

Our team of experts perform regular checks on our models and reviews decisions to ensure their accuracy is maintained.

We are so confident in our results, we back all of our assessed tenants. Ready to get started?

Start now!

Our results speak for themselves

Avoid fraud

We have caught all fraud attempts on our platform using our technology, watch lists and open banking algorithms.

Fast service

Our fastest reference was completed in 4 seconds. Most of our landlords are able to progress with a tenancy the same day.

High approvals

Our tech allows us to go deeper than any other company when assessing tenants without compromising approval rates. All tenant types can be rated.

Check out our other products

Rent Guarantee

Secure your rental income and eliminate other landlord risks

Tenant Reviews

Share tenant reviews with the rest of the community

Husmus benefits are unparalleled

Guaranteed rent

We are confident in our results so we will back any of our assessed tenants to make sure your rent is guaranteed

Extra protection

Our assessed tenants get access to bespoke insurance that covers deposits, liability and pet damage.

Quick results 24/7

Instant data analysis from identity verification, landlord reviews and financial analysis.

Compliance

Our secure platform meets data protection and GDPR rules so that you don't have to think of them.

FAQs

We know you must have some questions

Didn't find what you need? Head over to our help centre

Help centre

What is tenant referencing?

Tenant referencing is the process of verifying a rental applicant's suitability. It enables landlords and letting agents to find out more about rental applicants so they can make an informed decision before signing a contract.

To learn more read our ultimate guide to tenant referencing.

Why do I need tenant referencing?

Tenant referencing is a vital part of the tenant onboarding process. Finding out information on who your applicants are, their financial as well as rental behaviour is the best way to secure your income and peace of mind. Husmus tenant referencing gives you all of the information you need to make an informed decision before you proceed with a tenancy.

Our methods are thorough, convenient and timely. We do all the heavy lifting so you can kick back and concentrate on decision making. All we need to start is a name, email address and phone number.

What do you check during your tenant references?

We perform a forensic check of a potential tenant's rental history, behaviour, affordability and ID. We also collect Right to Rent credentials. We take all that data and run it through a very clever algorithm which gives us a risk score you can be confident in. We leave the final decision of whether to rent in your hands.

To give you an idea please have a look at a sample report before placing your order.

Do you reference guarantors?

Absolutely!
Just add their details to your order and we'll run them through the same rigorous assessment as every other tenant.

My tenant isn't in permanent employment, can you help?

We believe that everyone should be able to live in a home they can afford! The UK has 1.5 million temporary workers contributing to our economy. At Husmus they will be treated like any other tenant. They must demonstrate that the income from their chosen career is enough to support their lifestyle and that they have been diligently making rent payments in full.

Why can't I input tenant details myself?

We need to get the express permission from the applicant to perform the checks. Although you may have already received this, to be compliant we need to receive this directly from the applicant. Additionally, our service includes identity verification and document analysis. These must be provided by the applicant themselves.