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    Husmus is a trading name of Husmus Ltd who are authorised and regulated by the Financial Conduct Authority (reference number: 953270). Husmus is also an appointed representative (Firm Reference Number 463913) of Xact Risk Solutions Limited who is authorised and regulated by the Financial Conduct Authority (FCA), reference number 590914. We are also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: ZA525898). Husmus Ltd is incorporated in England and Wales (company number: 11517165). Our registered address is 13 Freeland Park, Wareham Road, Lytchett Matravers, Poole, BH16 6FA.

    Guarantee your rent, every month

    Stop chasing payments and waiting weeks for claims. Our smart insurance pays you promptly. It’s faster, fairer, and protects your income without creating debt for your tenants.
    Get a Quote
    From £157/year
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    FCA Authorised
    Backed by major insurers

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    Rent Guarantee, as easy as 1, 2, 3

    Give Us The Address

    Give Us The Address

    Answer 4 quick questions for a personalized quote in just 10 seconds.

    Customise Your Cover

    Customise Your Cover

    Choose the plan that's right for you. No jargon, no hidden fees.

    Get Covered Instantly

    Get Covered Instantly

    Confirm your details and receive your policy documents in under 2 minutes.

    Check Your Price

    Choose your Protection

    All our plans are backed by the world's most trusted insurers.

    Tenant Guarantee

    Our most flexible choice

    Best for landlords who want to protect income and avoid eviction hassle

    Covers 2 months' rent + £5k damages per incident
    Tenant stays in the property during the claim
    £0 excess - you get the full amount
    Unlimited claims throughout the tenancy
    Check Your Price

    From £9/month

    Rent Guarantee

    Our maximum security choice

    Best for landlords who want long-term cover for major events.

    12 months of full rent protection
    Complete legal cover for any landlord-tenant issue
    Priced according to your rent
    Low 1-month excess
    Check Your Price

    From £13/month

    Comprehensive Guarantee

    The ultimate safety net

    A combined approach for ultimate protection, flexibility and accessibility

    Includes everything from tenant and rent guarantee
    Handle minor issues without evicting
    Full 12-month cover if eviction is unavoidable
    Covers 2 months' rent + £5k damages per incident
    Check Your Price

    From £22/month

    Old insurance is slow, unfair, and broken.

    For too long, landlords have had two bad options: take in the risk yourself or deal with traditional insurance with slow manual claims, and policies that force you to evict good tenants after one problem.

    Slow Claims

    Traditional insurers can take 2-6 weeks to pay. Can your cash flow wait that long?

    Forced Evictions

    Most policies require eviction after a claim, leaving you the costs and hassle of finding new tenants.

    Complex policies

    Traditional insurance policies are often risked with confusing, unexpected exclusions that wide your payout.

    Insurance Claims

    How we pay claims in 7 days

    Our process is simple, transparent, and built for speed.

    Submit Claim -Upload evidence in minutes via our app or web portal, 24/7.
    AI Verification -Our AI instantly cross-references policy details and claim validity.
    Human Review -Our experts provide quality assurance on all AI decisions.
    Get Reimbursed -You receive payment directly to your bank account in 7 days or less.
    Check Your Price

    FAQs

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