Prices start from £112.00/ year
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Tell us your postcode, answer 4 questions, get your quote in less than 30 seconds
Cover up to 25 homes on one account. And get discounts for each additional home
The price you are quoted is the price you pay. No admin fees or any hidden extras.
Tenants can report issues 24/7 via our live chat even if you are not available
Faster decisions, automated updates and less paperwork
Pets, children, DSS, HMOs, no hidden exclusions
Landlord insurance protects your investment against the unexpected events that could seriously impact your business. While standard home insurance covers owner-occupiers, it doesn't address the unique risks you face as a landlord.
Also known as buy-to-let insurance, this covers damage to your buildings and contents from events like floods, fires, burst pipes, and storms. The cover can go beyond just property damage.
Add more protections including malicious damage cover, home emergency, and legal expenses cover. This means you're protected whether it's tenant disputes, tax investigations, property repossession, or dealing with squatters.
With Husmus, you get comprehensive landlord protection designed specifically for rental property owners - everything you need in one place.
Answer 4 quick questions for a personalized quote in just 30 seconds.
Choose the plan that's right for you. No jargon, no hidden fees.
Confirm your details and receive your policy documents in under 2 minutes.
Simple plans, transparently priced. No jargon, no hidden fees
£112.00
£170.28
£303.39
It's simple: £100 for most claims, £500 for Water, and £1,000 for Subsidence
It's simple: £100 for most claims, £500 for Water, and £1,000 for Subsidence
We'll pay to repair or rebuild it
By accident or on purpose, we'll pay to fix or replace them
We'll cover lost rent and pay to fix it
We'll cover the cost to repair or replace them
We'll cover the costs, provide advice and back you up
You'll have 24/7 access to immediate help
We started Husmus because we believe the insurance industry is broken. It's distant, complex, and often unfair. We're using technology to get to know our customers, price risk more accurately, and provide a service that actually helps landlords succeed. By choosing Husmus, you're not just buying a policy; you're joining a movement to make renting better for everyone.
Get a QuoteI was insured during a 5-minute gap between meetings. The entire process from quote to cover was unbelievably fast and easy. Never going back to the old way.
Chloe R.
Landlord
The Max plan's legal support gave me total peace of mind during a difficult tenant issue. It was worth every penny.
Sarah
Landlord
I had to make a claim for a water leak. The Husmus team was brilliant. My tenant reported it directly – no hassle, just a quick resolution. It confirmed I made the right choice.
Amy
Landlord
Landlord insurance can be confusing, so we worked hard to make it simple. If you still have
questions, you can check out landlord insurance explained
Your policy covers your home and property for damage caused by things like wildfires, extreme weather and crime or vandalism. It also protects you against legal claims for damage or injury you accidentally cause others.
You will have to cancel your existing insurance and then sign up with us.
Of course. Unlike most of the new insurance startups out there, Husmus is a managing general agent regulated by both the FCA and Lloyds of London. Our cover is underwritten by some of the most trusted names in the industry.
You can unlock automatic discounts by purchasing multiple policies. Additionally, you can get further discounts by inviting your friends and colleagues.
Yes. Our platform is built for landlords with 1 to 20+ properties. You can manage all your policies from a single, simple dashboard.
Just open the Husmus app and hit the ‘Claim’ button! We’ll guide you through the process from there. After your report is complete, we’ll ask for your bank account information. Once your claim is approved, we’ll deposit your payment, minus your deductible, directly into your account.
You can cancel your policy at any time via the Husmus app or website, and you’ll receive a refund for the remaining period you’ve already paid for. If you want to change your coverage amounts or add additional coverage, simply do that within the Husmus app.
No. We do not cover only flats or holiday homes.
We’re working on it. We expect to include this cover by October 2025.
Everything a landlord needs. Nothing you don't. Pick and choose your protection.
