About Husmus

We're building the finance that makes housing accessible

Backed By Innovation & Impact Leaders

We are proud to be funded and supported by organizations that share our belief in using technology to solve meaningful problems.
Innovate UKCrisis UKGoogleCrisis UK

Everyone deserves a fair chance at a home. We're building the finance to make it happen.

Finding a place to live is one of life's most important steps. But for millions, it's a process filled with unfair barriers and financial anxiety. We started Husmus to fix that.
Globe animation showing global reach

1.6 billion

people experience housing and financial exclusion

That's 1 in 4 people. They are self-employed, freelancers, recent immigrants, and hardworking people without a perfect credit file.

Outdated credit scores and rigid referencing processes weren't designed for the modern world. They overlook good, reliable people and force landlords to take unnecessary risks. The result? A system filled with friction, frustration, and lost opportunities for everyone.

The future we're building

Our vision is a housing market free from anxiety, where trust is built-in. A market where housing providers and lenders can confidently say "yes" more often, and tenants and buyers are judged on their real potential, not the limitations of their credit file. By creating the UK's first AI assistant for housing finance, we're not just changing a process - we're building a new foundation for the entire housing ecosystem.