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    For independent letting agents

    Scale your referencing, not your costs.

    A monthly assessment subscription built for small agencies. Unused credits roll over forever, you only pay for tenants who pass, and every assessment is done inside 24 hours.

    Start a subscriptionBook a 15-min demo
    Unlimited screening per vacancyChange or cancel your plan anytime
    app.husmus.net/assessments
    Assessment credits
    14
    Rolled over
    +4 credits
    This week4 vacancies · 6 applicants
    AOAmara Okonkwo3 Elm Court, BristolEligible
    DFDaniel Foster18 Ash Road, BathIn review
    RCRyan Cole7 Beech Villas, BristolInvited
    A credit is only spent when a tenant passes
    Quiet month? Credits stay in your account
    Every vacancy, every applicant — one credit
    As seen onITVPropertyWireBLALandlordZONE
    Why small agencies switch

    Referencing that flexes with your pipeline

    You don't have a corporate volume deal or a compliance team. You shouldn't need either.

    Credits roll over forever

    A quiet January doesn't cost you anything. Unused credits stay in your account until you need them — you paid for them, you keep them.

    One credit, one tenant placed

    Never burn budget on failed applicants. We screen as many applicants as a vacancy takes and only charge when someone passes.

    A new revenue line

    Every tenant we pass is insurable. Offer your landlords rent protection and cover at the point of let, and earn on each policy.

    24h
    Every assessment completed inside a day
    £20
    Revenue share back to your branch on every policy facilitated
    £0
    Wasted on failed applicants or unused credits
    Pricing

    Pick your monthly volume

    The more you place, the less each assessment costs. Change plan whenever your pipeline changes.

    Assessments per month

    Subscription

    5 per month
    £125/month
    £25 per assessment · billed monthly
    Unlimited screening per vacancyUnused credits roll over foreverChange or cancel your plan anytime
    Start this plan
    Against pay-as-you-go
    17%cheaper per assessment
    Pay-as-you-go£30 each
    On this plan£25 each
    You'd keep
    £300 a year
    Based on 5 placements a month at pay-as-you-go rates.
    Placing more than 20 a month? Talk to us about volume pricing
    What every assessment screens

    The evidence your landlords ask for

    Thousands of data points, one clear recommendation you can forward as it is.

    The real financial picture

    Secure Open Banking verifies income and spending, so affordability is measured on what a tenant actually earns and pays out.

    Verified rent history

    We analyse rent actually paid, month by month, and flag known issues like property damage where records exist.

    Income stability, not job titles

    Self-employed, gig, pension and benefit income are all counted fairly — we look at income presence and pattern over time.

    Advanced fraud detection

    ID verification, AML and sanctions screening, plus AI pattern recognition that flags suspicious applications before you do.

    An assessment you can defend

    Each applicant is reviewed on their own financial reality rather than a rigid credit history and income multiple. Every profile is something you can show a landlord, or an applicant, exactly why.

    View a sample report
    Extra revenue

    Earn on the cover your landlords already want

    Because we insure the tenants we pass, cover can be offered at the moment of let — no separate broker conversation, no forms for your team to chase. You introduce it, we handle the rest, and you earn on every policy.

    £20 revenue share on every policy your branch facilitatesGuarantor replacement that widens your applicant poolA stickier managed proposition to win instructions with
    Commission earned
    £4,180all-time

    You earn £20 on every active policy you facilitate — across every product, recurring each year.

    Hit 20 active policies to earn £25 each12 of 20
    No selling required

    Cover simply appears as an option once a tenant passes. There's nothing for your team to pitch or chase, simply give your clients the choice.

    Tenant Shield

    Tenant Shield

    Replaces deposits, guarantors and other security — so good applicants aren't priced out of moving.

    from £108/yearLearn more →
    Rent Shield

    Rent Shield

    Protects your landlord's rent and property, with legal support included.

    from £144/yearLearn more →
    Landlord Insurance

    Landlord Insurance

    Cover for the home and the stuff in it. Boiler and home emergency optional.

    from £120/yearLearn more →
    Loved by agents & landlords

    Real relief, in their words

    ★★★★★

    “We're a two-branch outfit — the rollover is what sold it. Summer is manic, February is dead, and we no longer pay for the difference.”

    Placeholder name
    Lettings director, independent agency
    ★★★★★

    “They caught a tenant using a fake passport. Can you imagine? If they were lying about that, goodness knows what else. Thank you so much.”

    Julie
    Portfolio landlord
    ★★★★★

    “Reports land the next morning with the reasoning attached, so I forward them straight to the landlord. That conversation used to take me a week.”

    Placeholder name
    Branch manager, independent agency
    FAQ

    We know you'll have questions

    Didn't find what you need? Head to our help centre

    Start with one vacancy

    Set up your subscription in minutes, or spend fifteen minutes with us first and we'll walk your branch through it.

    Start a subscriptionBook a 15-min demo

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    Husmus is a trading name of Husmus Ltd. Husmus Ltd is incorporated in England and Wales (company number: 11517165). Our registered address is 13 Freeland Park, Wareham Road, Lytchett Matravers, Poole, BH16 6FA. Husmus is an appointed representative (Reference Number 953270) of Xact Risk Solutions Limited who is authorised and regulated by the Financial Conduct Authority (FCA), reference number 590914. We are also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: ZA525898).