hero

Financial security with Husmus smart insurance

Get complete coverage for every rental situation. Husmus offers tailored insurance solutions that give you and your tenants peace of mind.

Get Started

As seen on

ITV logopropertyWire logopropertyWire logopropertyWire logo

Protect. Relax. Repeat

Comprehensive insurance for every rental scenario
We know you have better things to do. That’s why our suite of landlord products really give you a royal experience. Our insurance solutions cover everything from deposit-free renting to guaranteeing your rental income and protecting your asset. With Husmus, you’ll enjoy tailored coverage that keeps your investments safe, ensuring peace of mind for you and your tenants.

£6,500

Average claim for property damage from landlords

22 weeks

Average time taken to evict tenants in the UK

3 minutes

Average active time it takes to get Husmus protection
Get Started
pro badge

from £105

Say goodbye to deposit admin and hello to happier tenants.

We provide more than double the protection for a fraction of the cost.

Deposit-free guarantee

More Interest, Fewer Hassles

  • Rent protection - 8 weeks of rent protection. If your tenant’s cannot pay, we will.
  • Damage protection - If there are any damages, we will pay for it. Up to £5K.
  • In tenancy payments - No need to wait for tenants to move out to get reimbursed
  • Save money - Your tenant’s don’t need to go without their cash
  • Predictable cashflow - Don’t risk your revenue, get paid even when things go off track

Rent Guarantee Insurance

Because it feels nice to know exactly what your income and expenses are

  • Unpaid rent - Up to £2,500 per month for up to 12 months, no deductible
  • Legals - To recover money owed for unpaid rent or physical damage from named tenants
  • Defense - If you are prosecuted in criminal court as a result of your landlording duties
  • Hotel expenses - To regain possession of your rental home in order to live in it
  • Legal advice - To answer any questions you may have about your rental home
Get Started
pro badge

£215 (ex VAT)

Per rental home

Rent guarantee is a type of landlord insurance that protects against income loss. It comes into effect if your tenant stops paying rent for whatever reason and includes the cost of legal representation to make yourself whole again.
pro badge

from £140

Per rental home

Protect your building and its contents from the unexpected. Whether it’s accidental damage, fire, or a natural disaster, our comprehensive coverage ensures your property is secure—and your investment is protected.

Landlord Building & Content

Protection for your future, keep your investment safe from the unexpected

  • Buildings - To rebuild or repair your building following flood, fire, etc
  • Loss of rent - In case your rental home becomes uninhabitable
  • Leaks - To find and repair leaks
  • Malicious damage & theft - If your tenants really misbehave
  • Damages - Removing infestations, replacing locks & keys, fixtures & fittings
  • Owners&asbp liability - In case someone or their property is hurt/damaged
  • Utility damage - Any accidental damage to pipes, electric or telephone cables

Why not try one of our suite of offers to keep your rental experience effortless. Ready to get started?

FAQs

We know you must have some questions.

Didn’t find what you need? Head over to our help centre